Personal Banking

Account Comparison

Every new personal checking account includes:

  • FREE First Bankers Debit Mastercard®
  • FREE Online Banking & Bill Pay
  • FREE Mobile Banking with Mobile Check Deposit
  • FREE eStatements
  • FREE Check Images with statements
  • FREE Thank you gift
  • Buy back of your unused checks and debit cards from another financial institution

Which account is best for you?


Personal Checking Accounts Comparison

Account Feature Simply Free Checking Direct Interest Checking 50 Plus Interest Checking Premier Interest Checking
  Simply Free Details Direct Interest Details 50 Plus Interest Details Premier Interest Details
Opening Balance $50 $50 $50 $50
Minimum Balance to Avoid Service Charges $0 $0 $0 $1,500
Monthly Service Charge $0 $0 $0 $6 if balance below $1,500
Unlimited Check Writing Yes Yes Yes Yes
Interest Bearing No Yes Yes Yes

Account Details

Simply Free Checking

  • $50 minimum opening deposit
  • No minimum balance after opening
  • No Monthly Service Charge
  • Unlimited Check Writing
  • Non-Interest bearing account
  • Customer purchases checks
  • Fee Schedule for Simply Free Checking

Direct Interest Checking

  • $50 minimum opening deposit
  • No minimum balance after opening
  • No Monthly Service Charge
  • Unlimited Check Writing
  • Variable interest rate account
  • Customer purchases checks
  • Fee Schedule for Direct Interest Checking

50 Plus Interest Checking

Premier Interest Checking

  • $50 minimum opening deposit
  • $1,500 minimum balance after opening
  • $6 Monthly Service Charge if balance drops below $1,500
  • Unlimited Check Writing
  • Variable interest rate account that earns a higher interest rate if the balance is above $1,500
  • Free bank logo checks
  • Fee Schedule for Premier Interest Checking

*Contact a customer service representative for more details. Disclosure available upon request.