Personal Banking

Savings Accounts Account Comparison

Personal Savings Accounts Comparison
 Account Feature Regular Savings Bankers Investment Savings First Choice Money Market Health Savings
Minimum Opening Balance $100 $10,000 $2,500 $100
Minimum Average Balance No No No No
Interest Bearing

Tiered Rates
$0-$99.99 - No Interest
$100 and Above*
Rates Subject to Change

Tiered Rates
$0-$2,499.99 - No Interest
$2,500-$9,999.99*
$10,000 and Above*
Rates Subject to Change
Tiered Rates
$0-$2,499.99 - No Interest
$2,500-$4,999.99*
$5,000-$9,999.99*
$10,000-$24,999.99*
$25,000-$49,999.99*
$50,000 and Above*
Rates Subject to Change
Tiered Rates
$0-$99.99 - No Interest
$100-$999.99*
$1,000-$9,999.99*
$10,000 and Above*
Rates Subject to Change
Service Charge Average Available Balance
$0 - $99.99 - $3.00 fee
$100 and Above - No fee
Average Available Balance
$0-$2,499.99 - $10.00 fee
$2,500 and Above - No fee
Average Available Balance
$0-$2,499.99 - $20.00 fee
$2,500 and Above - No fee
$10.00
Waived Service Charge Minor,Under 18 Years Old
Waived Fee
No No Fee Waived if You Have
Another Checking Account
Per Withdrawal Charge 6 Withdrawals
Per Statement Cycle,
Excessive Withdrawals
$.50 Each
3 Withdrawals
Per Statement Cycle,
Excessive Withdrawals
$10.00 Each
6 Withdrawals
Per Statement Cycle
Over 6 - $10.00 Flat Fee
Unlimited
Number of Debits N/A N/A N/A Unlimited
Customer Pays For Checks N/A N/A Yes Yes
Statements Quarterly Mail, No Charge Monthly Mail, No Charge Monthly Mail, No Charge Monthly Mail, No Charge
Online Banking Yes Yes Yes Yes
Bill Pay N/A N/A N/A Yes
ATM/Debit Card Yes Yes Yes Yes
Safe Deposit Box Rental Discounted Discounted Discounted Discounted

 

*Contact a customer service representative for more details. Disclosure available upon request.

Testimonial

2113_FB_154x215_QcyCF_Harper.jpg

George & Jackie Harper

The Harpers are newer customers of First Bankers, and Jackie says, "We are very happy that we made the change to First Bankers Trust.  You just feel comfortable with the staff, and they knowhow to explain things more thoroughly."

 

 

 

 

FDIC Information