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FDIC-Insured – Backed by the full faith and credit of the U.S. Government

ZERO Fees

We’re here to help you grow your money, not take it.

Simply Free Checking means you’ll pay no monthly service fees and enjoy FREE eStatements, a First Bankers Trust Debit Mastercard, and unlimited access to Digital Banking. Your money stays where it belongs — with you.


YOUR BANK one tap away.

Simple, secure, and available wherever you are.

Enjoy effortless banking from anywhere with our intuitive Digital Banking and Mobile App. Easily check balances, deposit checks, pay bills, manage cards with Card Hub, and transfer money — all from your favorite device.


Protection you can TRUST.

Your financial security is top priority.

Rest easy knowing your money is protected by FDIC Insurance and secured with advanced cyber-security protocols. And for businesses, our comprehensive Treasury Management offers extra safeguards designed to manage and secure your assets.


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Ready to open an account?

Apply here - it only takes minutes.