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Personal Banking

Manage your accounts and money the way you want, when you want! At First Bankers Trust Company, N.A., we understand that each of our customers have different needs and preferences with their bank. That’s why we are committed to giving you options that fit YOU! Take a look at some of our personal banking products, services, and features and open an account today.


We offer a wide range of checking account options like our Simply Free Checking, Direct Interest Checking, 50 Plus Interest Checking and Premier Interest Checking. Each new account also comes with a free gift!

open an account

Savings, CDs and Money Market Accounts

Looking to save money? Check out our savings account offering that includes Personal Savings Accounts, Money Market Accounts, CDs (Certificates of Deposit), and Health Savings Accounts.

open an account

Lending Options

If you’re in need of a loan, First Bankers Trust Company has you covered. You’ll find options like mortgages, refinancing, installment loans, home equity lines of credit, and even financing for hunting land! Plus, if you’re interested in pre-planning, visit our calculators page to help give you the insights you need!


We get it. You’re busy and need to be able to bank when it’s convenient. That’s why we are proud to offer both online banking at and on the FBTC Mobile App right at your fingertips. Your Bank – Anytime. Anywhere.


We offer a Self Directed IRA Program. A Self Directed IRA Program allows you to choose the IRA investment that best suits your financial retirement plan. Choose from not only a wide range of First Bankers Trust Certificate of Deposit product offerings, but can also choose stocks, bonds, mutual funds and other investment instruments.

Customer Service

We believe that the customer is always FIRST and our team is dedicated to providing the great customer service and support that you’ve come to expect from us. We are committed to serving your banking needs!


Did you know that you can be rewarded for referring a friend or family member who opens a new personal or business checking account with First Bankers Trust? Click here to make your referral!

Refer a Friend


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