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Account Feature	Savings Account	Money Market Account	Certificates of Deposit	Health Savings Account
	Savings	Money Market	CD's	HSA
Opening Balance	$50	$50	$1000	$50
Minimum Balance to Avoid Service Charges	$100	$2500	$0	$0
Monthly Service Charge	$3 if balance below $100	$0	$0	$0 with FBTC Checking
Interest Bearing	Yes	Yes	Yes	Yes

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