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USDA Rural Development Loans

Serving our communities since 1946, First Bankers Trust Company has lived by the motto that customers are always FIRST. We strive to be the best mortgage lenders in Quincy, IL by meeting and exceeding our customers' needs.

What is a Rural Development Loan?

If you're looking for an affordable mortgage in Quincy, IL, a USDA-backed home loan may be the best option for you. Rural Development loans are designed to help low to moderate-income families buy, build, or improve a home in eligible rural areas.

Benefits of USDA Mortgages

  • Makes homeownership possible for those who may not qualify for a conventional loan.
  • Competitive interest rates
  • Low monthly mortgage insurance
  • Flexible credit guidelines
  • Millions are eligible under the USDA's definition of a rural area as a population less than 35,000.

Learn more about low income home loans in Quincy, IL!

Do you need help finding a rural mortgage bank lender? Look no further than First Bankers Trust Company in Quincy. We can help you with the application process for a USDA Rural Development loan. apply for a fixed rate mortgage or have questions about conventional mortgage loans? Contact a lender to learn more, visit one of our West Central Illinois locations, or apply online today!

Our priority is to ensure our customers have an incredible banking experience. To do so, we now offer online payments for loans. Set up is simple, saves stamps, and automatic withdrawals ensure you never miss a payment. Learn more about online loan payments.


Fill out this form and we can help you decide what mortgage option is best for you!

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