Personal Banking

At First Bankers Trust Company we understand that each of our customers have different banking needs. Our experienced professionals can help you choose the best checking or savings account that is best for you. If you are looking for investment options, explore our rates on Certificates of Deposit and Money Market Accounts. First Bankers Trust Company also offers a wide array of personal, business, agricultural and home lending options to fit your needs.

Deposit Insurance Coverage

First Bankers Trust is an FDIC insured financial institution which means that your qualifying deposits will be insured by the federal government. However, there are coverage limits and requirements that need to be met. The FDIC now provides a tool that will allow you to check your insurance coverage called EDIE the ESTIMATOR. Using this estimator will give you additional assurance that your deposit accounts are insured, or let you know if the account is exceeding the coverage limits.

To use EDIE - follow the link provided. You will need a list of your deposit accounts and the amount in each. Joint accounts, or trust accounts that name a beneficiary can also be checked. For business accounts you will need the business name and EIN(Employer Identification Number).

Start using EDIE now.