Interest Rates
We keep our rates and certificates of deposit posted online as a convenience to our customers when making financial decisions. Realize rates are subject to change. Feel free to use our online calculators to figure savings and please contact us with any questions you may have.
Rates are current as of 12/12/2022
Featured Certificate of Deposits/IRAs
Terms/Name |
Minimum Opening Deposit |
The minimum balance required to obtain the advertised APY |
Rate |
APY* |
7 Month Special CD/IRA |
$1,000-49,999 |
|
2.50% |
2.52% |
7 Month Special CD/IRA |
$50,000 |
|
3.20% |
3.23% |
11 Month Special CD/IRA |
$1,000-49,999 |
|
2.70% |
2.72% |
11 Month Special CD/IRA |
$50,000 |
|
3.50% |
3.53% |
*The Annual Percentage Yield (APY) for each certificate of deposit is effective 12/12/2022. The minimum balance required to open the account and obtain the stated APY is $50,000 and an 11-month term for the 3.53% APY; $50,000 and a 7-month term for the 3.23% APY; $1,000-$49,999 and an 11-month term for the 2.72% APY; and $1,000-$49,999 and a 7-month term for the 2.52% APY. Interest for each Certificate of Deposit account accrues semi-annually. Interest penalty for early withdrawal. Depositors insured up to $250,000 subject to FDIC Regulations. Limited time offer.
Take the Next Step - Fill out the Form Below
Deposit Rates
Click here for printer friendly version.
Certificates of Deposit
Terms/Name |
Minimum Opening Deposit |
The minimum balance required to obtain the advertised APY |
Rate |
APY* |
91 Day |
$1,000 |
|
0.20% |
0.20% |
182 Day |
$1,000 |
|
0.30% |
0.30% |
12 Month |
$1,000 |
|
0.50% |
0.50% |
18 Month |
$1,000 |
|
0.70% |
0.70% |
24 Month |
$1,000 |
|
0.80% |
0.80% |
36 Month |
$1,000 |
|
0.90% |
0.90% |
48 Month |
$1,000 |
|
1.00% |
1.01% |
60 Month |
$1,000 |
|
1.20% |
1.21% |
Personal Checking Accounts
Terms/Name |
Minimum Opening Deposit |
The minimum balance required to obtain the advertised APY |
Rate |
APY* |
Direct Interest Checking |
$50 |
$0.00 & Over |
0.01% |
0.01% |
50 Plus Interest Checking |
$50 |
$0.00 & Over |
0.01% |
0.01% |
Premier Interest Checking |
$50 |
$0-$1,499.99 |
0.01% |
0.01% |
|
|
$1,500.00 & Over |
0.05% |
0.05% |
Business Checking Accounts
Terms/Name |
Minimum Opening Deposit |
The minimum balance required to obtain the advertised APY |
Rate |
APY* |
Business Interest Checking |
$50 |
$0-$1,499.99 |
0.01% |
0.01% |
|
|
$1,500.00 & Over |
0.05% |
0.05% |
Savings Accounts
Terms/Name |
Minimum Opening Deposit |
The minimum balance required to obtain the advertised APY |
Rate |
APY* |
Savings Accounts |
$50 |
$0.00-$99.99 |
0.00% |
0.00% |
|
|
$100 & Over |
0.01% |
0.01% |
Money Market Account
Terms/Name |
Minimum Opening Deposit |
The minimum balance required to obtain the advertised APY |
Rate |
APY* |
Money Market Account |
$50 |
$0.00-$2,499.99 |
0.00% |
0.00% |
|
|
$2,500.00 - $24,999.99 |
0.01% |
0.01% |
|
|
$25,000 - $49,999.99 |
0.05% |
0.05% |
|
|
$50,000.00 & Over |
0.20% |
0.20% |
Health Savings Account
Terms/Name |
Minimum Opening Deposit |
The minimum balance required to obtain the advertised APY |
Rate |
APY* |
Health Savings Account |
$50 |
$0.00 - $99.99 |
0.00% |
0.00% |
|
|
$100.00 - $9,999.99 |
0.01% |
0.01% |
|
|
$10,000.00 - $24,999.99 |
0.01% |
0.01% |
|
|
$25,000.00 & Over |
0.05% |
0.05% |
Take the Next Step - Fill out the Form Below
Rates and APY may be subject to change after the account is opened.
Rates may change on any account. For additional information, terms and conditions of the accounts listed on this rate sheet you may call 877-228-8001 during normal business hours.
***Fees could reduce the earnings on the account. Please contact a customer service representative for further information about applicable fees and terms.
**Certificate of Deposit: A penalty may or will be imposed for early withdrawal.
*APY - Annual Percentage Yield
Disclosures and Current Rates Available Upon Request (877) 228-8001
Mortgage Rates
View our mortgage rates.
Commercial & Consumer Loans
Please call or stop by one of our many locations to talk with an experienced lender about our competitive loan rates.