Rates

We keep our rates and certificates of deposit posted online as a convenience to our customers when making financial decisions. Realize rates are subject to change. Feel free to use our online calculators to figure savings and please contact us with any questions you may have.

Rates are current as of

Deposit & Consumer Rates

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** Certificates of Deposit - tiered rates are without a deposit relationship / with a deposit relationship.

Current Deposit and Consumer Rates as of
Terms/Name Category Minimum Opening Deposit The minimum balance required to obtain the advertised APY Rate APY*
91 Day CDs (Certificate of Deposit)** $1,000   0.05% / 0.10% 0.05% / 0.10%
182 Day CDs (Certificate of Deposit)** $1,000   0.05% / 0.10% 0.05% / 0.10%
9 Month CDs (Certificate of Deposit)** $1,000   0.40% / 0.60% 0.40% / 0.60% 
12 Month CDs (Certificate of Deposit)** $1,000   0.05% / 0.10% 0.05% / 0.10% 
13 Month CD (Certificate of Deposit)** $1,000   0.10% / 0.20% 0.10% / 0.20%
13 Month CD (Certificate of Deposit)** $10,000   0.10% / 0.30% 0.10% / 0.30%
13 Month CK (Certificate of Deposit)** $30,000   0.20% / 0.40% 0.20% /  0.40%
18 Month CDs (Certificate of Deposit)** $1,000    0.20% / 0.30%  0.20% / 0.30% 
19 Month CDs (Certificate of Deposit)** $1,000   0.90% / 1.10% 0.90% / 1.10% 
22 Month CDs (Certificate of Deposit)** $1,000   1.50% / 1.51% 1.50% / 1.51%
24 Month CDs (Certificate of Deposit)** $1,000    0.20% / 0.30%  0.20% / 0.30% 
36 Month CDs (Certificate of Deposit)** $1,000    0.80% / 1.00%  0.80% / 1.00% 
39 Month CDs (Certificate of Deposit)** $1,000   1.20% / 1.40% 1.20% / 1.41% 
48 Month CDs (Certificate of Deposit)** $1,000   0.90% / 1.10% 0.90% / 1.10%
60 Month CDs (Certificate of Deposit)** $1,000   1.10% / 1.30% 1.10% / 1.30%
First Rate Checking Personal Checking Account $100 $0.00-$24,999.99 (A) 0.70% 0.70%
  Personal Checking Account   $25,000 & above (A) 0.01% 0.01%
First Class Checking Personal Checking Account $100 $0-$999.99 0.00% 0.00%
  Personal Checking Account   $1,000.00 - $24,999.99 0.05% 0.05%
  Personal Checking Account   $25,000.00 and over 0.05% 0.05%
Regular Savings Savings Account $100 $100 0.05% 0.05%
NOW Account Personal Checking Account $100 $1,000 0.05% 0.05%
Bankers Investment Savings*** Savings Account $2,500 $0.00 - $2,499.99 0.00% 0.00%
  Savings Account   $2,500.00 to $9,999.99 0.10% 0.10%
  Savings Account   $10,000.00 to $49,999.99 0.30% 0.30%
  Savings Account   $50,000.00 and over 0.70% 0.70%
First Choice Money Market Money Market Account $2,500 $0.00 to $2,499.99 0.00% 0.00%
  Money Market Account   $2,500.00 to $4,999.99 0.05% 0.05%
  Money Market Account   $5,000.00 to $9,999.99 0.05% 0.05%
  Money Market Account   $10,000.00 to $24,999.99 0.05% 0.05%
  Money Market Account   $25,000.00 to $49,999.99 0.05% 0.05%
  Money Market Account   $50,000.00 and over 0.10% 0.10%
Health Savings Account Personal Checking Account $100 $100.00 to $999.99 0.01% 0.01%
  Personal Checking Account   $1,000.00 to $9,999.99 0.05% 0.05%
  Personal Checking Account   $10,000.00 - $24,999.99 0.05% 0.05%
  Personal Checking Account   $25,000.00 and over 0.10% 0.10%
Business Analysis Earnings Credit Business Checking Account     0.30% 0.30%
Business Analysis Plus Checking Business Checking Account $0.00 $0.00 to $999.99 0.00% 0.00%
  Business Checking Account   $1,000.00 to $49,999.99 0.05% 0.05%
  Business Checking Account   $50,000.00 to $99,999.99 0.10% 0.10%
  Business Checking Account   $100,000.00 and over 0.10% 0.10%

Rates and APY may be subject to change after the account is opened.

Rates may change on any account. For additional information, terms and conditions of the accounts listed on this rate sheet you may call 877-228-8001 during normal business hours.

***Fees could reduce the earnings on the account.  Please contact a customer service representative for further information about applicable fees and terms.

**Certificate of Deposit:  A penalty may or will be imposed for early withdrawal.

*APY - Annual Percentage Yield

Disclosures and Current Rates Available Upon Request (877) 228-8001

Mortgage Rates

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Commercial & Consumer Loans

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